Yes, I have always used values similar to what Enpeze just posted, but my group would always just apply what seemed right and logical, playing each situation by ear. I don't remember ever using a formal list or anything like that, it just seemed obvious. I have never seen them but I understood there were formal rules for those sorts of competence levels and all in one of the CoC supplements, one of the Keepers' Compendiums, if memory serves.
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